Accounts Payable Services & AP Automation Providers in San Mateo, CA

Tipalti is a finance automation software company headquartered in Foster City, California. Its platform is built around accounts payable and also covers mass payouts, procurement, employee expenses, cards and treasury. It is aimed at finance teams that have outgrown manual payables, including founders and CFOs, controllers, AP staff, procurement teams and IT departments. It is especially relevant to companies that pay many vendors or payees across borders and legal entities.

Accounts payable automation

The AP product runs the whole payables cycle in one system. AI reads and captures invoices, sends them for approval and checks them against purchase orders with two-way and three-way matching before payment runs are scheduled. Suppliers enter their own contact, tax and banking details through a self-service portal available in several languages.

This reduces data-entry mistakes and gives the buyer a full view of each vendor. After payment, transactions are reconciled automatically across subsidiaries, currencies and payment methods, which the company presents as a way to close the books faster each month.

• Invoice capture, coding and approval routing
• Two- and three-way PO matching
• Supplier onboarding and W-9 tax form collection
• Global payments to more than 200 countries and territories in 120 currencies
• Automated payment reconciliation and multi-entity reporting
• Fraud screening, audit trails and multi-jurisdictional tax compliance

AI agents and integrations

Tipalti has added agentic AI to the workflow. An AP Agent coordinates intake, coding and review. Smaller task agents pull out invoice data, suggest the right approver, match bills to POs using their descriptions, scan supplier tax forms, draft purchase requests from short employee notes, read expense receipts and help fix sync errors with the ERP.

An AI Assistant answers questions and builds reports from plain-language prompts. Each recommendation shows its reasoning at the field level, so reviewers can see why a value was suggested before they accept it. A Model Context Protocol (MCP) connector lets customers bring live vendor, invoice and payment data into their own AI tools.

Prebuilt connectors cover NetSuite, Microsoft Dynamics GP and Business Central, SAP Business One, Sage and QuickBooks, as well as HRIS, SSO, Slack and card programs, and open APIs are available.

Mass payments and wider suite

Beyond supplier payables, the company offers a mass payout product for businesses that pay contractors, freelancers, creators, streamers, affiliates and publishers. Payees sign themselves up in more than 27 languages, choose how and in which currency they are paid, and can track their payments on their own.

The platform can also create invoices on behalf of payees and flag accounts linked to blocked parties through OFAC, AML or internal checks. Buyers can embed this experience through a branded portal, an iFrame or APIs. Procurement intake, expense reimbursement and Tipalti virtual and physical cards complete the suite, so companies can start with AP and add modules later.

The company highlights industries such as music royalties, healthcare, ad tech, gaming, affiliate and influencer networks, manufacturing and distribution, and e-commerce and retail. Its published customer examples include PubMatic, GumGum, Skillshare, Zola, Create Music Group and League One Volleyball. League One Volleyball reported cutting invoice processing time by 75 percent across more than 90 entities.

Besides its California headquarters, Tipalti has regional websites for the United Kingdom, Germany, Canada and the European Union. It also runs a partner program for firms that want to bring the platform to their own clients.