POS System Companies & Dealers in Miramar Beach, FL

CoCard PBS is a company that supplies and installs the hardware merchants rely on to take card payments, along with the processing accounts that make those payments work. This directory previously listed it as CoCard FHP. The business now operates under the name CoCard PBS, and visitors who use the former web address are sent to the same site. The company says it is a member office within the CoCard organization, which holds registered member service provider status with a number of major payment processors. Its base is in the Florida panhandle region, and merchants are served through that network.

Who they serve

The company works across many kinds of businesses. The industries it highlights are summarized here.

• Shops and retail outlets looking to replace sluggish dial-up setups with quicker point-of-sale terminals
• Eateries of every scale, including food trucks, cafes and sit-down restaurants
• Hotels and other lodging businesses that must accept cards in multiple areas of the property
• Medical and health practices, where the company says its patient payment handling has the backing of numerous healthcare associations
• Charitable organizations collecting gifts over the web or face to face
• Internet merchants whose payments must connect to a shopping cart or a local network
• Convenience store operators, including those handling low-value sales and fleet cards
• Banks and similar institutions dealing with intricate rules for merchants

What they offer in this category

For anyone weighing local technology vendors, the central product is payment acceptance equipment bundled with merchant account services. The firm provides card readers and point-of-sale gear for use at a physical location, and it has options for connecting online checkouts. Convenience store clients are told that the company's setups are built to work with the majority of fuel dispenser payment systems, in addition to equipment for transactions made indoors. A catalog of available equipment appears on the website so prospective customers can look it over before getting in touch.

CoCard PBS does not position itself as a broad seller of computers or software. Its attention stays on the payment path, meaning the device or gateway where a sale happens and the account that settles it. A business needing a complete register system or restaurant management software should ask the team directly whether that falls within what they provide.

How they work

Since the office can use several processing platforms, it says it matches each merchant with a setup suited to their situation. Factors it considers include the kind of business, the ways customers pay and any systems already running. The website also mentions a program for non-cash adjustments and an online form for opening a new merchant account. People can contact the team by telephone or through a shared staff mailbox shown on the site.

The site identifies CoCard as a registered ISO for Wells Fargo Bank, and as both a registered ISO and member service provider for Fifth Third Bank. Those bank relationships underpin the processing services the office delivers.

Background and what sets them apart

An earlier write-up of the business noted a staff with deep experience in payment transactions. It also stated that the company was a preferred merchant service provider for several Better Business Bureaus, among them the one in Kansas City. According to ZoomInfo, the company's president has been involved since 1994. Today the business differentiates itself through industry-specific messaging, with distinct pages for healthcare, hospitality, non-profit and convenience store merchants. It also gives customers one point of contact for both their equipment and their processing needs.