POS System Companies & Dealers in Tinley Park, IL

Payroc is a payments technology company and merchant services provider that serves merchants of all sizes as well as the partners who sell to or build for them.

Its customers range from small and midsize businesses that need a dependable way to take cards, to enterprise organizations managing complex payment operations, to software providers, independent sales organizations, agents, banks, credit unions and referral partners.

For buyers comparing POS system companies and dealers, Payroc is best understood as a processor and platform provider whose point-of-sale offering sits inside a much wider payments ecosystem.

POS and payment acceptance

On the hardware side, Payroc supplies a catalog of payment terminals for countertop, mobile and unattended settings. The lineup includes Android-based Ingenico AXIUM models such as the DX4000 countertop unit, the DX8000 for desk or handheld use and the cloud-connected EX8000 mobile device, alongside equipment from PAX Technology, BBPOS, ID TECH and Newland Payment Technology.

The company says merchants and partners can pick from more than 30 precertified devices that handle EMV chip, contactless taps and digital wallets, with standalone, cloud API and SDK configurations. A dedicated point-of-sale systems section of its platform helps businesses select a POS solution, and Payroc Cloud lets software developers connect terminals to their applications over the internet.

Platform and services

Beyond in-store checkout, Payroc offers a proprietary gateway built and supported by its own staff, designed to unify in-person, online, mobile and remote payments. Key capabilities include:

• Payment processing with a range of pricing programs aimed at lowering card costs
• A virtual terminal for keyed card and ACH transactions from any connected computer
• Hosted payment pages, payment links and shopping cart integrations with Shopify, WooCommerce, Magento and OpenCart
• Mobile Sync, an iPhone app for taking payments, issuing refunds and viewing reports
• HSA and FSA card acceptance for healthcare-related purchases
• Invoicing and billing tools, data and analytics, and donation features for nonprofits
• Business funding through Payroc Capital
• Direct ERP integrations and a unified API with sandbox access for developers

How it works with clients

The company describes itself as partner-driven. Software vendors can embed full-stack payments into their products, sales organizations receive products, marketing and support to grow their portfolios, and referral partners such as accountants and ERP consultants share in revenue from clients they introduce.

Merchants can request a review of their current processing rates from a consultant, and the platform includes partner-facing systems such as a sales portal and reporting tools. Multinational acceptance covers the United States, Canada and Europe, and Payroc's global orchestration service is positioned as a single integration and account for selling across many markets.

Background and credentials

Payroc WorldAccess, LLC reports roughly 190,000 clients, more than $125 billion in annual volume, operations in over 50 countries and platform uptime of 99.999 percent.

It is a registered Independent Sales Organization of several sponsor banks, including Fifth Third Bank, PNC Bank, Wells Fargo Bank, Citizens Bank, Merrick Bank, Woodforest National Bank and KeyBank, and holds registrations as a payment facilitator, encryption support organization and third-party servicer. Its corporate headquarters is in Tinley Park, Illinois, in the south Chicago suburbs.

For Des Plaines area buyers, Payroc suits those who want processing, terminals and software integration from a single direct provider rather than a small local dealer.