Payroll Companies & Payroll Services in Memphis, TN

CDCPayrolls.com is a Memphis, Tennessee payroll provider whose business listings trace its roots back to 1967. That gives it close to six decades of experience handling paychecks and payroll taxes for employers in the Mid-South.

From its office on Regal Boulevard in southeast Memphis, it serves businesses across the metro area, including nearby communities in north Mississippi such as Olive Branch. The company describes itself as an established technology firm, and it runs its payroll operation as a dedicated service line.

Payroll services

The firm offers complete payroll management. It does more than calculate wages: it also handles the tax filings and reports that come with having employees. Employers can choose among several ways to pay staff, from paper paychecks to electronic deposits and reloadable pay cards. Its main payroll offerings include:

• Payroll preparation and processing for each pay cycle
• Filing of payroll taxes with the relevant agencies
• Payroll tax reporting and payroll tax accounting
• Payroll checks, direct deposit and pay cards
• Pay-as-you-go workers' compensation coverage
• Bookkeeping and other financial support

How clients work with the firm

The firm uses a hybrid model. Clients key in their payroll information online, and the finished checks and reports print at the client's own location. Employers don't have to wait for a courier or a mailed packet, and the provider still handles the calculations, tax work and filings behind the scenes. Businesses that want paper checks on payday, and also want to hand off tax compliance, may find this setup useful.

The pay-as-you-go workers' compensation option is worth noting for buyers comparing payroll providers. In this kind of arrangement, premiums are usually tied to each payroll run instead of being estimated up front. That can help businesses with seasonal or changing headcounts keep coverage costs in line with the wages they actually pay. Listings also put the firm under bookkeeping, accounting and tax preparation, so clients may be able to get more financial help from the same provider.

Background and affiliation

CDCPayrolls.com shares its Regal Boulevard address and main phone line with Commercial Data Corporation, a Memphis data processing and software business. That company's broader services are offered through a separate website. The connection suggests the payroll operation runs on an in-house data processing and technology base, not just resold software. Directory data puts the organization at roughly 11 to 50 employees, a size that usually means a regional provider and not a national processor.

For employers in the Memphis and DeSoto County area, the main points to compare are its long history, its local office, the option to print checks and reports on site, and the bundled tax filing and workers' compensation options. Buyers who want to know about industry focus, software platforms or onboarding steps should ask the firm directly, because those details weren't available in the sources reviewed.

Express Wages is an earned wage access company serving employers with hourly and frontline staff. Its service lets workers receive a share of money they have already earned without waiting for the scheduled payday. The company is not a payroll provider. It sits on top of the payroll arrangement an employer already has, which makes it a possible fit for organizations that want to offer more flexible pay but have no wish to switch systems.

Mission and Approach

The stated mission is to lessen the stress of living paycheck to paycheck. To do so, Express Wages gives organizations two things to offer their people: pay available on demand and financial wellness support. The company argues that money pressure among frontline workers shows up on the job as missed shifts, turnover and burnout, and it positions early pay as a way to keep employees steadier and more focused.

How the Program Works

When a shift ends, an employee can use the company's mobile app to request part of that day's earnings. The company is clear that this is not a loan and carries no interest. According to its FAQ, workers can take up to 70 percent of earned wages, with a daily limit of $200. Anyone who needs more must submit a new request the following day.

The money advanced belongs to Express Wages, not the employer, so company cash flow is not affected. Repayment is automatic: the amount is deducted from the employee's next paycheck through the app and the payroll connection. Employers have no bookkeeping duties tied to advances. The one firm requirement is that staff be paid by direct deposit, and the company says its card partnership can help employers who are not yet set up for it.

Features at a Glance

• Same-day access to earned pay for hourly and shift-based teams
• Integration with hundreds of HRIS systems, with full sync usually taking a few days
• Funding and repayment managed by Express Wages, with no cost to the employer
• A mobile app for employees to request and follow their advances
• Transfer choices including a Visa prepaid card, next-day ACH and instant transfer to a debit card, where the card option carries no fee and the others carry a small one
• Financial wellness resources and dedicated customer support

Implementation and Security

Onboarding is designed to be light. There is no software for the employer to install and no demand on internal technology staff, because the service connects to existing systems. Payroll continues on its normal schedule. On security, the company cites encryption, access controls and regular audits to protect user data.

Clients and Regulatory Standing

Express Wages aims at employers whose workforces are large and frontline, including restaurants and franchise operators. A Smoothie King representative is quoted on its site saying the company wanted employees to have more control over what they earn so they can make sound financial choices and build better habits.

The company states that it is registered in California under the state's Consumer Financial Protection Law, administered by the Department of Financial Protection and Innovation. It also reports holding earned wage licenses in Missouri and Nevada. Buyers should view the service as a complement to their payroll provider rather than a substitute, suited to employers who want faster pay for staff without altering how payroll runs.

Memphis Payroll LLC is a payroll preparation firm with an office in the Shelby Oaks area of east Memphis, Tennessee. It works with small and growing employers across the greater Memphis region. The company presents itself as a hometown alternative to national processors. It pairs routine pay runs and tax compliance with personal attention from staff based in the area. According to its website, the firm has handled payroll and time tracking for client businesses for more than fifteen years.

Services for employers

The core offering covers the full cycle of paying staff, from collecting hours worked to delivering paychecks and filing the resulting returns. Buyers comparing providers will find these services:

• Recurring payroll processing, with paper checks delivered to the client or wages sent by direct deposit
• Several ways to submit hours: phone, fax, spreadsheet or an upload from the client's own office
• Automatic payment of salaried staff each cycle without resubmitting data
• Reports packaged with every payroll that track overtime, lateness, hourly wages and withholdings
• Calculation and reporting of income tax withholding at the federal and state level, Social Security, and unemployment taxes owed to both federal and state agencies
• Electronic tax deposits through EFTPS
• Preparation of quarterly and annual payroll returns
• Year-end W-2 forms for employees and 1099 forms for contractors

Consulting for growing payrolls

Beyond routine processing, Memphis Payroll offers advisory help for businesses whose headcount is rising and whose payroll is getting harder to manage. The team can work with owners to set up internal controls that keep pay runs accurate and dependable. It can also help design a structured process for staying current with tax reporting and filing obligations. The firm describes taking over the payroll function as a whole, so managers can put their attention back on running day-to-day operations.

Employee benefits

The company has an arrangement with a sizable Memphis-area financial services firm. Through it, clients can offer their workforce a broad benefits lineup. Options include health, dental, life and disability coverage, retirement savings vehicles such as 401(k) and IRA plans, and a range of annuities for both owners and staff. Smaller employers can therefore arrange payroll and benefits through a single relationship instead of coordinating separate vendors.

What sets them apart

The firm emphasizes accessible, responsive service from people who know the regional business community. It aims to fit its processing into whatever workflow a client already uses rather than requiring a new system. It also stresses affordability and states that it guarantees the payroll tax liabilities it handles are reported by their deadlines.

Its website features an electronic timekeeping option alongside the payroll service, which suits employers that want hours and pay handled by the same provider. Organizations that prefer a smaller, locally rooted provider over a large national platform may find its approach a good fit.

Padgett Business Services is a network of independently owned local offices that provide tax, accounting, payroll and advisory support to small companies and individuals. Walter Padgett founded the organization in 1965, and the company describes its purpose as helping owners concentrate on the work they enjoy by taking over the administrative tasks that eat into their time. Today the network serves more than ten thousand small businesses across the United States and Canada through hundreds of separately operated firms.

How the network is organized

Every Padgett office belongs to its own owner. Many of these owners are accountants, bookkeepers or tax professionals who chose to run an independent practice with the backing of an established system and a community of peers.

One owner featured by the company began as an employee, and so already knew the leadership and the family-like culture before moving into a larger role. Another describes the value of access to resources that an individual practice would not otherwise have. The brand is operated by SmallBizPros, Inc.

The company notes that its website content is informational only and that people should consult a representative or an independent advisor before acting on it.

Payroll for small employers

Padgett treats payroll as a stressful, high-risk chore for any owner with staff. Deadlines come often, and mistakes can lead to penalties or the loss of employees. Its payroll offering is meant to hand that burden to a professional. The firm can work within the software a client already uses, or it can run payroll through ADP, its preferred partner, a processor with more than seventy years of experience. Typical elements include:

• Fully outsourced processing of each pay run
• Direct deposit, so employees are paid without onsite preparation
• Year-end paperwork such as W-2, W-3 and 1099 forms
• Regular reports written to be easy to understand
• Handling of the taxes withheld from pay and the returns that go with them
• Scheduling of state and federal unemployment payments, plus FICA and withholding deposits
• Management of retirement contribution remittances and wage garnishment orders

Each client is assigned a dedicated specialist, so there is never doubt about whom to ask, and online portals allow account information to be viewed at any hour.

Services that work together

A central feature of the approach is that payroll sits alongside tax planning and preparation, accounting and business consulting. With one provider covering these areas, payroll data can flow into the books and into compliance and tax work. When an owner needs more than general guidance, the consulting side helps them monitor performance, spot chances to increase profit and make timely adjustments.

Clients and advocacy

Padgett works with individuals and small businesses throughout North America, with experience in food service, retail, construction, professional services and health care. Its website highlights Maria Mazon, a chef and former Top Chef contestant who opened a restaurant, became its sole owner within a year and found the business far harder to run than she had expected.

The company also speaks on behalf of small business owners in government circles. For more than 25 years it has been active in Washington, D.C., testifying on legislation that affects small firms. It says these connections give it access to the latest IRS updates and strengthen support for both clients and office owners.

Fees

Padgett does not publish standard rates. Because services are tailored, the monthly fee reflects how complex a client's finances are and which services are included, and the subject is discussed at the first meeting.