The PEO Purchasing Guide

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The PEO Purchasing Guide cover

A buyer's guide to hiring PEOs

The PEO Purchasing Guide

Before you request a PEO quote, know what providers will ask for and how they price. G&A Partners' guide breaks down co-employment, PEPY versus percentage-of-payroll pricing, the services worth comparing and each step from information gathering to a 90-day onboarding. Download it to approach your PEO search prepared.

  • PEO pricing explained
  • Four-step buying process
  • Quote preparation details

What you'll get

A practical walkthrough of evaluating, pricing and onboarding a PEO, drawn from the questions, service lists and information requests G&A Partners uses with prospective clients.

PEO readiness questions

Eight self-assessment questions on benefits, compliance, turnover, workers' comp and recruiting to show whether you need a PEO.

Full service breakdown

Detailed lists of recruitment, payroll, benefits administration, HR and risk management services to compare provider offerings.

Pricing and budgeting

How PEOs charge through PEPY fees or 3-8 percent of payroll, and which add-on fees to expect.

Quote and onboarding steps

The workers' comp, payroll and benefits data PEOs request, plus what happens during a typical 90-day implementation.

For a growing company, HR work piles up quietly. Payroll runs, benefits renewals, compliance questions and workers' compensation claims start taking hours that should go to the business itself. Hiring a professional employer organization can take much of that off your plate, but PEO proposals are hard to compare and the buying process asks more of you than most service purchases. If you're trying to work out how to choose a PEO, The PEO Purchasing Guide from G&A Partners explains what you're buying, how providers price it, and what happens from first conversation to signed agreement.

What a professional employer organization does, and whether you need one

The guide starts with the basics and explains them plainly. You'll learn how PEOs differ from other forms of HR outsourcing, and why co-employment matters. Under co-employment, the PEO becomes employer of record and shares the risk of complex employment matters while you keep directing your team's daily work. Many owners have heard the term without fully understanding what they keep and what they hand over.

To help you decide if the move makes sense, the guide includes an eight-question self-assessment. It asks pointed questions about benefits your employees want, how confident you are in your compliance, turnover, workers' comp costs and how much time your staff spends on manual data entry. A sidebar also summarizes cited industry research on what companies using PEOs tend to experience, from HR costs to growth and turnover.

How to choose a PEO that fits the way your company is growing

Not every business needs the same arrangement. A steady, slower-growth company may only want to hand off a few administrative tasks. A faster-growing one may want strategic support across the board. The guide explains how that difference should shape your shortlist, and why the breadth of a provider's offering is often what separates one PEO from the next.

It also includes a detailed inventory of PEO services across recruitment, payroll, benefits administration, human resources, and risk management and safety. You can use it as a reference point when comparing what each provider actually includes. After reading, you'll be better able to:

  • Match the service model to your company's growth stage and internal strengths
  • Spot the difference between commodity tactical services and strategic support
  • Avoid adding services piecemeal later when bundling at the start may cost less

Understanding PEO pricing and what goes into a PEO quote

PEO pricing is rarely a simple sticker price. The guide covers the two common ways providers charge and the value-added offerings that can bring extra fees. It also explains what to weigh besides the number itself, including which services are included, whether the provider has a local presence, and the client experience you can expect. You'll also see how the total cost of a PEO compares with adding HR headcount of your own.

Because every proposal is customized, an accurate PEO quote depends on the information you supply. Here the guide gets practical. Using G&A Partners' own intake process as an example, it shows the kinds of company, accounting, workers' compensation, HR, payroll and benefits details a PEO typically requests, down to the records and documents you'll want on hand. Gathering these early can shorten the back-and-forth and help you get more precise pricing.

The guide closes out the buying process with a look at PEO onboarding: what the kick-off meeting covers, how the transition is monitored, and how your account moves to its permanent service team. Each of the four stages of the PEO buying process is explained, so you know what to expect before you commit.

Download The PEO Purchasing Guide

G&A Partners has worked in PEO and HR outsourcing for more than 20 years, and this guide reflects what buyers most often need to know before they sign. Download the full PEO purchasing guide to get the self-assessment questions, the complete service inventory, the pricing models explained, the quote preparation details and a clear view of onboarding. It's a practical way to compare providers with confidence and avoid surprises along the way.

Download The PEO Purchasing Guide

Fill in the form to get your free copy, provided by G&A Partners.